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For over 17 years, the Law Offices of David I. Pankin, P.C. has been fighting for the consumers of New York City and Long Island. The firm has represented over 7,000 clients with their bankruptcy, predatory lending, foreclosure defense, and other consumer protection matters. From consumers struggling with credit card payments, to homeowners behind on their mortgage payments, David Pankin and his legal team have helped their clients obtain the debt relief they need to get a financial fresh start.

Please contact our office by phone at 888-529-9600 to arrange for a free, initial consultation.


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May 8, 2013
@ 3:15 pm
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Total US Bankruptcy Filings (1998-2013) as seen on creditslips.org

Total US Bankruptcy Filings (1998-2013) as seen on creditslips.org

(Source: creditslips.org)


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Jan 10, 2013
@ 12:02 pm
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A nondischargeable judgment, like any other judgment, is a mere hunting license for the successful party to attempt to locate the assets, past, present, or future, of the judgment debtor to satisfy the obligation.

In re Fabian, 458 B.R. 235 (Bankr. D. Md. 2011)

(Source: westapps.west.thomson.com)



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Sep 27, 2012
@ 10:34 am
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John L. Smith $25.7 Million Means Test Fail »


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Sep 18, 2012
@ 11:56 am
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The letters are sent by the thousands to people across the country who have written bad checks, threatening them with jail if they do not pay up. They bear the seal and signature of the local district attorney’s office. But there is a catch: the letters are from debt-collection companies.

- Jessica Silver-Greenberg (NYT)

http://www.nytimes.com/2012/09/16/business/in-prosecutors-debt-collectors-find-a-partner.html


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Sep 18, 2012
@ 10:33 am
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The problem, it seems to me, with arbitration or class action waiver or forum selection clauses in contracts, even if explicit opt-out provisions are available, is that there’s an inherent imbalance between businesses and consumers in the way valuations of the provision are going to work

Adam Levitin

http://www.creditslips.org/creditslips/2012/09/arbitration-agreements.html


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Aug 27, 2012
@ 3:36 pm
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Why You Have 49 FICO Scores 

Why You Have 49 FICO Scores